Do You Really Need Rs. 40 Crore to Retire in India? A Balanced Look at the Viral Math
A wealth manager's Rs. 40 crore retirement claim went viral. The compounding math checks out, but it rests on three fragile assumptions: a Rs. 2 lakh / month lifestyle, 9% inflation, and a 30-year retirement. Here is the balanced view, and a way to find your own number.
Neha Kapoor
@cfp_neha
Goal-based planning, retirement and cash flow — working mostly with salaried families in Mumbai.