CIBIL Score in 2026: What Actually Affects It, the New RBI Rules from 2024-25, Your Rights, and the Numbers Lenders Use
CIBIL is one of four RBI-licensed credit bureaus. Score 300-900; 750+ is lender-friendly. Factors: payment history, utilisation, length, mix, inquiries (weights proprietary). New RBI rules: fortnightly updates, free annual report, SMS alerts, 30-day dispute with Rs 100/day compensation.
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