#Tax Planning

Everyone knows about PPF and ELSS for Section 80C deduction. But the Rs 1.5 lakh limit under 80C can be filled with several other options that may suit your specific situation better. THE USUAL SUSPECTS PPF: 7.1% interest, 15-year lock-in, fully exempt (EEE). Safe but illiquid. ELSS: Market-linked... Show more

With the new tax regime, many HNIs think tax planning is dead. It is not. The strategies have just shifted. Here are 7 approaches I use for my high net worth clients. 1. MAXIMISE NPS CONTRIBUTION Section 80CCD(1B) allows Rs 50,000 additional deduction over and above Section 80C. This is available e... Show more

I cleared CA Inter in my first attempt and I am now preparing for CA Final (May 2026 attempt). I want to share what is working for me — not generic advice, but specific strategies I am actually using. MY STUDY STRUCTURE I divide the day into 4 blocks of 3 hours each (6am-9am, 10am-1pm, 3pm-6pm, 8pm... Show more

Having served the NRI community for 20 years, I can tell you that NRI taxation is the most misunderstood area of Indian tax law. Most NRIs either over-comply (paying tax they do not owe) or under-comply (not knowing they have obligations). Here is a comprehensive overview. RESIDENTIAL STATUS — THE... Show more