e-Rupee vs UPI: Is RBI's Digital Currency Actually Safer? Scam Vectors, Tax Treatment & Section 269ST Grey Zone
RBI's e-rupee removes some UPI scam vectors (no OTP, no collect-request tricking) but inherits others (QR swap, malware, device theft). UPI QR interoperability still applies. Plus the unresolved Section 269ST question on e-rupee receipts.
Neha Kapoor
@cfp_neha
Goal-based planning, retirement and cash flow — working mostly with salaried families in Mumbai.