Neha Kapoor

Neha Kapoor

Editorial Team
@cfp_neha

Neha is the personal-finance lead on the TaxSocial founding editorial team. Her articles cover the topics where tax decisions and money decisions meet — equity, debt and mutual fund tax treatment under the post-50AA debt-MF rules; the Section 87A rebate trap on capital gains; CIBIL credit-score mechanics under the latest RBI rules; the safety distinction between e-Rupee and UPI; retirement vehicle comparisons (NPS, PPF, EPF); insurance and risk management; and the personal-side tax consequences of leaving India. She writes for a reader who is going to act on the conclusion the same evening, with a particular focus on the cross-over between filing-season tax decisions and longer-horizon planning.

9
Following
5
Followers
5
Articles
496
Total views
25
Likes received
Mumbai, Maharashtra
Joined Apr 2026

Areas of specialization

Personal Finance, Retirement Planning, Mutual Funds, CIBIL, e-Rupee, NPS, Insurance, Investment Tax

'Digital Arrest' Scam Hits 72-Year-Old Sikar CA: Rs 1.03 Crore Lost in 24 Days — How the Fraud Works, and Why Police, CBI or ED Never Arrest Anyone on a Video Call

Neha Kapoor
A 72-year-old CA in Sikar lost Rs 1.03 crore in a 24-day digital-arrest scam (Patrika, May 2026). Fake CBI/ED officers in uniform threatened him over a fake FIR via video call. 15 transactions later, the money was gone. There is no such thing as digital arrest in Indian law.

Section 80D / Section 126 Decoded: Health Insurance Deduction Limits, Senior Parent Carve-Out, and the Cash-Payment Trap Under the Income-tax Act, 2025

Neha Kapoor
Section 80D becomes Section 126 under the Income-tax Act, 2025: Rs 25K / 50K self bucket, Rs 25K / 50K parents bucket, Rs 5K preventive checkup inside limits, Rs 50K medical expenditure when senior parent has no insurance. Old regime only. Cash disallowed except preventive.

ESOP Taxation Decoded: Two-Stage Tax (Perquisite at Exercise + Capital Gains at Sale) Under the Income-tax Act, 2025

Neha Kapoor
ESOPs are taxed twice: at exercise as salary perquisite under Section 17(1)(d), and at sale as capital gain. 2025 Act mappings — Section 392 TDS, Section 140 eligible startup, 60-month deferral for shares allotted from 1 April 2026 — plus Budget 2024 capital gains rates and worked examples.

Help

Your public profile. Edit your details, submit for verification, and see your articles.

Visit Help Center

View Plans